1631 Massey Lane

McKinney, TX
$ 399,900 Beds 4 Baths 3.5 Sq 2,274 Virtual Tour
Monthly Estimate* How much can I afford?

A rare opportunity in Weston Ridge! This 4-bedroom, 3.5-bath McKinney home offers 2,274 square feet of thoughtfully designed living space and an **assumable FHA loan at 3.125%**, a rate well below today’s market. Built in 2021 and beautifully maintained, this two-story home features a flexible, functional floor plan with an open-concept kitchen, dining and family area that flows naturally for everyday living and entertaining. Four bedrooms provide flexibility for family, guests, a home office or multigenerational living. A 2-car garage adds everyday convenience. Qualified buyers may be able to assume the existing FHA loan and use secondary financing for the difference between the loan balance and purchase price. Ask for details about the FHA assumption process and buyer qualification requirements. Located in Weston Ridge with convenient access to US-75 and US-380, plus nearby shopping, dining and everyday essentials. Annual HOA dues are just $450.

Active

  • Price
  • $ 399,900
  • City
  • McKinney
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • COLLIN
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.152 Acres
  • Zip
  • 75071
  • Sqr Footage
  • 2,274
  • Year Built
  • 2021
  • Taxes
  • $ 6258
  • Style
  • Traditional
  • MLS#
  • 21369775
Listed By: eXp Realty LLC
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Natural Gas
Cooling Ceiling Fan(s),Central Air
Utilities City Sewer,City Water,Concrete,Curbs,Electricity Connected,Individual Gas Meter,Individual Water Meter,Sidewalk
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Disposal,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator
Easements Utilities
Assoc Fees 450
Number of Garage Spaces 2
School District McKinney ISD
HOA Fee Includes Maintenance Grounds,Management Fees
Exclusions Refrigerator,Washer/Dryer
Year Built 2021
Architectural Style Traditional
Community Features Community Sprinkler,Curbs,Sidewalks
Levels Two
Unexempt Taxes 6258
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Weston Ridge Ph 2
Transaction Type For Sale
County Collin
Property Type Residential
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Brick,Concrete,Siding,Wood
Association Fee Frequency Annually
HOA Type Mandatory
Full Baths 3
Status Active
Directions From US-75,take Exit 43 toward FM 543 Laud Howell Parkway. Head west on Laud Howell Parkway. Turn right on Trinity Falls Parkway,left on Weston Road FM 543,right on Steiger Trail,left on Wagner Drive
City McKinney
Elementary School Name Finch
High School McKinney North
Elementary School Finch
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21369775
Standard Status Active
Listing Terms Cash,Conventional,FHA,FHA Assumable,VA Loan

Interior Features

Interior Features Cable TV Available,Decorative Lighting,Double Vanity,Flat Screen Wiring,Granite Counters,High Speed Internet Available,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Carpet,Laminate,Tile
Fireplace Features Gas,Gas Logs,Living Room
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 7
Half Baths 1
Lock Box Type Supra
Total Bedrooms 4
Total Baths 4
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Washer Hookup

Exterior Features

Exterior Features Covered Patio/Porch,Rain Gutters,Lighting
Lot Features Cleared,Level,Lrg. Backyard Grass,Sprinkler System
Vegetation Cleared
Fencing Back Yard,Fenced,Wood
Soil Type Clay
Parking Features Concrete,Direct Access,Driveway,Garage,Garage Door Opener,Garage Faces Front
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Slab
Lot Size Area 0.1520
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 6621.1200
Lot Size Acres 0.1520
Patio And Porch Features Covered,Front Porch,Patio
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Finch Elementary School
Middle School Unknown Middle School
High School

Price History

8/28/2026 Listed $399,900

Property vs Zip Code Average in 75071

Price
AVG $630K
$400K
Taxes
AVG $9,420
$6,258
Year Built
AVG 2018
2021
Visits
AVG 228
74
Data Provided by Inside Real Estate®

Areas That We Cover

1631 Massey Lane McKinney, TX is a Single Family Home for sale at $399900 with 2274 sqft and a lot size of 0.152 Acres Acre(s). 1631 Massey Lane McKinney has 4 bedrooms, 3 baths and was built in 2021. The property's zip code is 75071 which is in McKinney, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.