10325 County Road 197

Breckenridge, TX
$ 470,000 Beds 3 Baths 2.5 Sq 1,688 Virtual Tour
Monthly Estimate* How much can I afford?

Quality lake house with special features on beautiful lot in great area of Hubbard Lake! Can be permanent residence. COMPLETE NEW HVAC UNIT installed JULY 2026!! 3 nice bedrooms, 2 and half baths. Large family room with picture frame molding, crown molding, ceiling fans, WBFP, built in book shelfs.Beautiful glass doors and windows for lake view and lots of light which brings nature right in, but nice shades for privacy. Open concept with great kitchen. Built in gas cook top, electric oven, dw, pantry. Extends to utility with washer dryer, built in desk. Bedroom wing hosts 3 bedrooms with nice closets and each bedroom has doors to private patios.Hall bath serves 2 bedrooms. Primary has walk in closet, ensuite bath, and lake side patio. Also on lake side there is a full-length covered glassed in patio with outdoor kitchen. There is a chain linked fenced huge back yard leading to lake as well as privacy fence on east side. The boat house has ramp to lower boat to lake and storage and in addition, there is a covered boat dock. Lots of memories to be made here and a wonderful neighborhood to live in and entertain family and friends. Call for your private showing!

Active

  • Price
  • $ 470,000
  • City
  • Breckenridge
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • STEPHENS
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.974 Acres
  • Zip
  • 76424
  • Sqr Footage
  • 1,688
  • Year Built
  • 1972
  • Taxes
  • $ 6320
  • Style
  • Ranch
  • MLS#
  • 21229575
Listed By: COPPERLEAF PROPERTIES
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Fireplace(s),Natural Gas
Cooling Ceiling Fan(s),Central Air,Electric
Utilities All Weather Road,Asphalt,Electricity Connected,Individual Gas Meter,Individual Water Meter,MUD Water,Rural Water District,Septic
Possession Closing/Funding
Roof Composition
Appliances Dryer,Electric Oven,Gas Cooktop,Gas Water Heater,Washer
Number of Garage Spaces 2
Restrictions No Known Restriction(s)
School District Breckenridge ISD
Year Built 1972
Architectural Style Ranch
Levels One
Unexempt Taxes 6320
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Tanglewood
Transaction Type For Sale
County Stephens
Property Type Residential
HOA Type None
Special Notes Aerial Photo,Verify Flood Insurance
Full Baths 2
Status Active
Directions US HWY 180 W from Breckenridge turn N on FM 2231 several miles.Turns into CR 197.Follow about a mile.Come to a 3 way & take middle road CR 198.Follow to end & it hooks up with CR 197 again. White bri
City Breckenridge
Elementary School Name South
High School Breckenrid
Elementary School South
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21229575
Standard Status Active
Junior High School Breckenrid
Listing Terms Contact Agent

Interior Features

Interior Features High Speed Internet Available,Open Floorplan,Pantry,Wainscoting,Walk-In Closet(s)
Flooring Ceramic Tile,Luxury Vinyl Plank,Vinyl
Fireplace Features Family Room,Gas Starter
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 2
Half Baths 1
Lock Box Type Combo
Total Bedrooms 3
Total Baths 3
Window Features Window Coverings
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Dryer Hookup

Exterior Features

Waterfront Yes
Exterior Features Boat Slip,Dock,Outdoor Kitchen
Lot Features Sloped,Water/Lake View,Waterfront
Fencing Chain Link,Privacy
Garage Length 29
Garage Width 22
Other Structures Boat House,Outdoor Kitchen
Lot Size Source Assessor
Parking Features Boat,Circular Driveway,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Inside Entrance,Storage
WaterFront Features Dock – Covered,Lake Front,Personal Watercraft Lift
Lot Size .5 to < 1 Acre
Covered Spaces 2
Foundation Slab
Lot Size Area 0.9740
Lot Size Units Acres
Structural Style Lake House
Garage Y/N Yes
Lot Size Square Feet 42427.4400
Lot Size Acres 0.9740
Patio And Porch Features Covered,Front Porch,Glass Enclosed,Rear Porch
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School South Elementary School
Middle School Unknown Middle School
High School

Price History

4/6/2026 Listed $490,000
6/21/2026 5% - $470,000

Property vs Zip Code Average in 76424

Price
AVG $270K
$470K
Taxes
AVG $3,639
$6,320
Year Built
AVG 1974
1972
Visits
AVG 154
501
Data Provided by Inside Real Estate®

Areas That We Cover

10325 County Road 197 Breckenridge, TX is a Single Family Home for sale at $470000 with 1688 sqft and a lot size of 0.974 Acres Acre(s). 10325 County Road 197 Breckenridge has 3 bedrooms, 2 baths and was built in 1972. The property's zip code is 76424 which is in Breckenridge, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.