440 Steppe

Red Oak, TX
$ 399,320 Beds 4 Baths 3 Sq 2,176
Monthly Estimate* How much can I afford?

MLS# 21202757 - Built by Altura Homes - Ready Now! ~ This stunning single-family residence, set for completion in June 2026, boasts 2,176 square feet of thoughtfully designed living space in the desirable Summerwood subdivision. Featuring 4 spacious bedrooms, including 4 primary suites, this home ensures ultimate comfort for families. With 3 full bathrooms, a cozy decorative fireplace, and an open floorplan, it offers plenty of room for relaxation and entertainment. The eat-in kitchen, equipped with a kitchen island and flat screen wiring, flows seamlessly into the living area. Additional highlights include central heating and cooling, decorative lighting, and high-speed internet availability. Enjoy the private yard and the tranquility of a cul-de-sac lot. The property includes a 2-car garage and modern flooring options throughout. Located within the Red Oak ISD, near Russell Schupmann Elementary, this home combines convenience with contemporary living.

Active

  • Price
  • $ 399,320
  • City
  • Red Oak
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ELLIS
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.27 Acres
  • Zip
  • 75154
  • Sqr Footage
  • 2,176
  • Year Built
  • 2026
  • Style
  • Traditional
  • MLS#
  • 21202757
Listed By: HomesUSA.com
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric,Fireplace Insert,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric,Heat Pump
Utilities Community Mailbox,Individual Water Meter,Sidewalk,Underground Utilities
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Disposal,Microwave
Assoc Fees 695
Number of Garage Spaces 2
School District Red Oak ISD
HOA Fee Includes Maintenance Structure
Year Built 2026
Architectural Style Traditional
Levels Two
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Summerwood
Transaction Type For Sale
Occupant Type Vacant
County Ellis
Property Type Residential
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Brick,Fiber Cement,Rock/Stone
Association Fee Frequency Annually
Year Built Details New Construction - Complete
HOA Type Mandatory
Green Energy Efficient Appliances,HVAC,Insulation,Lighting,Low Flow Commode,Rain / Freeze Sensors,Thermostat,Waterheater,Windows
Full Baths 3
Status Active
Directions Follow I-30 W and I-35E to N Industrial BlvdS Interstate 35 East Service Rd S in Red Oak. Take exit 410B from I-35E S. Continue on N Industrial BlvdS Interstate 35 East Service Rd S. Take Harmony Way
City Red Oak
Elementary School Name Russell Schupmann
High School Red Oak
Green Water Conservation Efficient Hot Water Distribution,Low-Flow Fixtures
Elementary School Russell Schupmann
Standard Status Active

Interior Features

Interior Features Cable TV Available,Decorative Lighting,Eat-in Kitchen,Flat Screen Wiring,High Speed Internet Available,Kitchen Island,Open Floorplan
Flooring Carpet,Ceramic Tile,Luxury Vinyl Plank
Fireplace Features Decorative
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 9
Lock Box Type None
Total Bedrooms 4
Total Baths 3
Laundry Features Full Size W/D Area

Exterior Features

Exterior Features Rain Gutters,Private Yard
Lot Features Cul-De-Sac
Fencing Back Yard,Wood
Garage Length 20
Garage Width 20
Parking Features Garage Door Opener
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Slab
Lot Size Area 0.2700
Lot Size Dimensions .05
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 11761.2000
Lot Size Acres 0.2700
Patio And Porch Features Covered
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Russell Schupmann Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/9/2026 Listed $431,545
9/3/2026 8% - $399,320

Property vs Zip Code Average in 75154

Price
AVG $470K
$400K
Year Built
AVG 2010
2026
Visits
AVG 271
658
Data Provided by Inside Real Estate®

Areas That We Cover

440 Steppe Red Oak, TX is a Single Family Home for sale at $399320 with 2176 sqft and a lot size of 0.27 Acres Acre(s). 440 Steppe Red Oak has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 75154 which is in Red Oak, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.